Modest Needs' mission is to help low-income workers who are struggling to shoulder the burden of a short-term emergency expense.

In keeping with our mission, Modest Needs' applicants must meet the following income and employment guidelines:

• At least one adult member of the applicant's household must be documentably employed at the time of the application; AND

• The primary (largest) source of income for each applicant's household must be either income earned from employment; or child support payments; or Veteran's Benefits; or retirement income (including Social Security retirement benefits)

Modest Needs regularly makes grants to households receiving types of income other than those listed above (Social Security Disability Income, for example). However, in light of Modest Needs' mission, applicants whose households do NOT meet the income and employment guidelines listed above will NOT quality to apply for a grant from Modest Needs.