City of Frederick Department of Housing and Human Services, Housing Counseling Services

Resource Details
Alternate Name	Frederick Community Action Agency
Description	HOME OWNERSHIP COUNSELING: Offers low and moderate income individuals and families home ownership counseling, credit counseling, reverse mortgage counseling, default and foreclosure counseling, post-purchase programs. Seminars, home buyer and other related workshops are offered throughout the year. All services are done face to face. Call for appointment. Income Limits as of 4/2021: 1 Person $72,250 2 Person $82,600 3 Person $92,900 4 Person $103,200 5 Person $111,500 6 Person $119,750 7 Person $128,000 8 Person $136,250

	Defined coverage areas: Maryland - Frederick County


Hours Of Operation	Monday - Friday from 8:30am - 5pm. Mon: 8:30AM 5PM Tue: 8:30AM 5PM Wed: 8:30AM 5PM Thu: 8:30AM 5PM Fri: 8:30AM 5PM Sat: 8:30AM 5PM Mon: 8:30AM 5PM Tue: 8:30AM 5PM Wed: 8:30AM 5PM Thu: 8:30AM 5PM Fri: 8:30AM 5PM Sat: 8:30AM 5PM Mon: 8:30AM 5PM Tue: 8:30AM 5PM Wed: 8:30AM 5PM Thu: 8:30AM 5PM Fri: 8:30AM 5PM Sat: 8:30AM 5PM Mon: 8:30AM 5PM Tue: 8:30AM 5PM Wed: 8:30AM 5PM Thu: 8:30AM 5PM Fri: 8:30AM 5PM Sat: 8:30AM 5PM Mon: 8:30AM 5PM Tue: 8:30AM 5PM Wed: 8:30AM 5PM Thu: 8:30AM 5PM Fri: 8:30AM 5PM Sat: 8:30AM 5PM Mon: 8:30AM 5PM Tue: 8:30AM 5PM Wed: 8:30AM 5PM Thu: 8:30AM 5PM Fri: 8:30AM 5PM Sat: 8:30AM 5PM

Program
Eligibility	Open to the public and caters to low and moderate income individuals and families.

Languages Offered	Accommodations possible.
Program Fees	Free
Application Process	Call for appointment.
Documents Required	Photo ID and proof of income.


Normal Wait Times	Less than one week.


Programs at this agency	City of Frederick Department of Housing and Human Services, Office of Home Energy Programs City of Frederick Department of Housing and Human Services, Weatherization Assistance City of Frederick Department of Housing and Human Services, Soup Kitchen City of Frederick Department of Housing and Human Services, Community Health Care Center City of Frederick Department of Housing and Human Services, Summer Food Program City of Frederick Department of Housing and Human Services, Frederick Food Bank City of Frederick Department of Housing and Human Services, Permanent Supportive Housing City of Frederick Department of Housing and Human Services, Outreach and Transportation Services City of Frederick Department of Housing and Human Services, Cold Weather Day Shelter City of Frederick Department of Housing and Human Services, SOAR Program

Contact Information







Fax Number	301-600-2067
TTY	800-735-2258
Housing Counseling	301-600-6206
Main	301-600-1506



Main Email Address	rwaxter@cityoffrederickmd.gov
Main Contact Name	Patricia McMorrow
Main Contact Title	Housing Counselor
Main Contact Phone	301-600-1506
Main Contact Email Address	pmcmorrow@cityoffrederickmd.gov
Director or Senior Administrator Name	Ruth Waxter
Director or Senior Administrator Title	Assistant Director
Director or Senior Administrator Phone	301-600-3946
Director or Senior Administrator Email Address	rwaxter@cityoffrederickmd.gov
Sites offering this Program	121 South Market Street

Legal and Financial
License Accreditation	HUD accredited housing counseling agency