Howard County Department of Housing and Community Development, Home Ownership

From agency: Howard County Department of Housing & Community Development
Resource Details
Alternate Name Howard County Dept. of Housing and Community Development
Description HOME OWNERSHIP: Provides several programs that assist people trying to find/purchase housing property.

--PRE-PURCHASE COUNSELING: Provides information and guidance for households thinking about purchasing a home. Offers monthly 6-hour educational meetings on Sat, 8:30AM-3:30PM. Individuals will not be permitted in the meeting after 8:45AM. Register by calling 410-313-6328 or emailing

--REHABILITATION LOANS:  Provides loans to homeowners to repair their homes or bring them up to current standards.  Loans can be made for sewer and water extensions, new roofs, heating systems or other uses to make a unit decent, safe and sanitary.

--SETTLEMENT DOWN PAYMENT LOAN PROGRAM: Offers loans of up to $40,000 for closing costs with an interest 2% lower than the prime rate. The home must be occupied by the borrower. Call for income eligibility and application process. Funds are provided on a first-come, first-serve basis. 

--MODERATE INCOME HOUSING UNIT (MIHU): Provides zoning program that requires developers of new housing in certain districts to sell or rent some of the units to households of moderate income. Offers quality new homes at reduced prices and rents to eligible families.  Sale prices range from approximately $200,000-250,000.  

Defined coverage areas:
Maryland - Howard County
Hours of operation:
Mon: 8AM 5PM
Tue: 8AM 5PM
Wed: 8AM 5PM
Thu: 8AM 5PM
Fri: 8AM 5PM
Eligibility Open to anyone, including businesses.
Application Process Call for information.
Documents Required Call for information.
Programs at this agency Howard County Housing Commission, Housing Choice Voucher Program

Contact Information
Fax Number 410-313-5960
Main 410-313-6318
Main Email Address
Main Contact Name Kelly Cimino
Main Contact Title Housing Director
Main Contact Phone 410-313-6318
Director or Senior Administrator Name Kelly Cimino
Director or Senior Administrator Title Housing Director
Director or Senior Administrator Phone 410-313-6318
Sites offering this Program 9820 Patuxent Woods Drive