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Program: Sacramento Housing and Redevelopment Agency - Mortgage Credit Certificate Program

Agency: Sacramento Housing and Redevelopment Agency

Resource Number: 4094002
Alternate name: SHRA, MCC, Housing Authority

Reduces the amount of Federal income tax paid, thus giving the client more available income to qualify for a mortgage loan and to make monthly mortgage payments. Clients receive a tax credit of 20% of the annual interest paid on the mortgage loan.

Click Mortgage Credit Certificate Program listed under Homebuyer Programs for additional information.

Program Phones:
Mortgage Credit Certificate Program
Home Ownership Services

Website: www.shra.org/homebuyer-resources

Location information
Sites offering this program
+ SHRA - Administrative Offices ->
SHRA - Administrative Offices  
Location: 801 12th Street

Sacramento, CA 95814
Program Hours:
Monday through Friday 8 am - 4 pm
Description: Corner of 12th and H Streets in downtown Sacramento.
Disabilities Access: No information has been provided by Agency.
Mailing Address: 801 12th Street, Sacramento, CA 95814

Program Delivery
Eligibility: First-time homebuyer (have not owned and occupied a home as a principal residence within the preceding three years) (in federally designated target areas, you do not have to be a first-time homebuyer), able to qualify for a loan to purchase the home, owner-occupied; income and price limitations.
Languages: English
Application Process: Call or visit website for a list of participating lenders when applying for home loan.
Payment methods: Set program fee
Program Fees: Application fee: $300 for re-issued mortgage credit certificate and $350 for a new mortgage credit certificate.
Documents Required: Copy of original Mortgage Credit Certificate, copy of Promissory Note (with Riders or Addendums) on Old Mortgage Loan, copy of Promissory Note (with Riders or Addendums) on New Mortgage Loan, if the old loan was an Adjustable Rate Mortgage, submit a copy of the Truth in Lending Disclosure Statement for the new loan, copy of the payoff statement for the old loan, and a copy of the HUD-1 Settlement Statement from the closing of the new loan.
Service Area:
Defined coverage area:
CA-Sacramento County

Categorized as:
First Time Homebuyer Tax Credit Information
Mortgage Interest Tax Credit Information
Property Tax Rebate Information

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