MEDICAID: Programs administered by the State and pays medical bills with Federal and State funds. The local department of social service can assistance with screening and applying for Medical Assistance programs.

Medicare Buy-In Program also known as QMB (Qualified Medicare Beneficiary) and SLMB (Specified Low-Income Medicare Beneficiary) is designed to protect low-income Medicare beneficiaries from the costs of Medicare coverage, including out-of-pocket cost sharing expenses (deductibles and copayments).

QMB (Qualified Medicare Beneficiary), pays the Medicare Part B premiums and cost-sharing amounts.

SLMB (Specified Low-Income Medicare Beneficiary),pays only the Part B premium for those with incomes between 100 and 120 percent of poverty with assets up to $9.090 per individual or $13,630 per couple.

Long Term Care Medical Assistance, Long Term Care Medical Assistance (LTC), is designed to cover the cost of nursing home care for low income individuals who meet eligibility requirements, including a look back at resources in the five years prior to application. Applications for LTC may be filed online or mailed to your local health department or local department of social services. Office of Long Term Care 746 Frederick Road Catonsville, Maryland 21228 covers applications from Baltimore City, Baltimore County, Anne Arundel County, and Prince George’s County.

Note: The program that provides full health benefits for children under the age of 19, and pregnant women of any age who meet the income guidelines can be accessed through Maryland Health Connections.