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Description
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Offers several types of assistance for home owners or prospective home owners. NHS offers foreclosure prevention assistance, mortgage modification assistance, home equity conversion assistance for people over age 62, and home buyer readiness counseling and seminars for those interested in buying a home.
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Agency Status
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Active
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Coverage Area
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Default Counseling: Jefferson, Mobile, Montgomery, Autauga, Baldwin, Barbour, Bibb, Blount, Bullock, Butler, Calhoun, Chambers, Cherokee, Chilton, Choctaw, Clarke, Clay, Cleburne, Coffee, Colbert, Conecuh, Coosa, Covington, Crenshaw, Cullman, Dale, Dallas, Dekalb, Elmore, Escambia, Etowah, Fayette, Franklin, Geneva, Greene, Hale, Henry, Houston, Jackson, Lamar, Lauderdale, Lawrence, Lee, Limestone, Lowndes, Macon, Madison, Marengo, Marion, Marshall, Monroe, Morgan, Perry, Pickens, Pike, Randolph, Russell, Shelby, St. Clair, Sumter, Talladega, Tallapoosa, Tuscaloosa, Walker, Washington, Wilcox, and Winston Counties Other financial planning services: Blount, Cullman, Jefferson, Shelby, St. Clair, and Walker Counties
Defined coverage areas:
Alabama - Blount County
Alabama - Cullman County
Alabama - Jefferson County
Alabama - Saint Clair County
Alabama - Shelby County
Alabama - Walker County
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Physical Address
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601 19th Street North
Birmingham AL
35203 United States
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View map of this location
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Hours Of Operation
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Mon-Fri 8:00 am-5:00 pm
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Eligibility
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Anyone is eligible, especially serve low to moderate income families and individuals.
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Program Fees
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$20 for Credit Report
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Application Process
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Call (205) 328-4292 for an appointment.
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Documents Required
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Documents you received when you bought your home or at closing on the mortgage. • Truth in Lending Statement • HUD 1 Settlement Statement Recent income information - we'll need this to talk to your mortgage company • Most recent pay stubs (last 30 days) • Proof of Income – SSI, Disability, Retirement, Unemployment, etc. • Most recent W-2 forms, 1099, or other annual earning statements • Copies of most recent income tax returns• Termination of Unemployment Benefits, if applicable • Most recent bank statements (last 60 days) Items to create a budget • Copies of all utility bills • A physician’s statement, if applicable Foreclosure notices or information you received from mortgage company • Most recent correspondence from your mortgage company Valid ID • Copy of a valid driver’s license
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Programs at this agency
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FINANCIAL COUNSELING SERVICES
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